Achieving Financial Peace of Mind

Gaining Control: How a Financial Coach Can Help You Achieve Financial Peace of Mind

Financial Coaching | You may have a financial advisor managing your investments, but struggle to balance work and personal life, leaving little time to manage and control your daily spend. Not knowing where your money goes is a common dilemma. Procrastination and avoidance behaviors can also hinder progress. On a personal level and as a financial coach, I can relate to these challenges. Working together, we explore and develop strategies for overcoming these behavioral obstacles and achieving your specific  and strategic financial goals. 

Identity Theft Protection Strategies | In today’s digital age, assessing your digital exposure and understanding vulnerabilities is crucial. Together, we’ll tailor a personalized plan to fortify your financial security and implement effective identity theft protection measures.

Think of me as your guide and partner, supporting you every step of the way. With intentional and purposeful perseverance, you can gain control of your finances, achieve financial peace of mind, and bolster your defenses against identity theft. 


Personalized Guidance and Support

I work with you one-on-one to understand your unique financial situation, goals, and challenges, and provide personalized guidance and support to help you achieve your financial goals.


Development of Financial Habits
and Strategies

I help you develop the financial habits and strategies that work best for you, such as budgeting, saving, investing, credit management, and debt reduction. Additionally, financial coaching will help you understand the importance of tracking your money and spending habits and give you the tools to do so.


Increased Accountability and Motivation

Working together can help increase accountability and motivation in reaching your financial goals. Financial coaching helps you stay on track and hold you accountable for taking the necessary steps to improve your financial situation, and also provide motivation to keep you going when you face challenges.

How Coaching Works

Key Milestones in a Client’s Journey (My Financial Coaching System):

  1. Gaining Financial Clarity: Understanding Your Needs, Obtaining a Current Financial Snapshot, and Assessing Your Financial Status
  2. Tracking Inflows and Outflows: Gaining Financial Insight by Identifying Your Monthly Income Sources and Spending Patterns
  3. Analyzing the Spend: Categorizing Expenses as Needs vs. Wants for Financial Insight
  4. Assessing Expenses: Identifying Opportunities to Reduce, Eliminate, or Renegotiate Needs and Wants
  5. Developing a Cost Control Strategy: Identifying and Prioritizing Expense Reduction Measures
  6. Setting SMART Financial Goals: Defining Short, Medium and Long-term Objectives
  7. Creating an Action Plan: Charting a Course and Putting SMART Financial Goals into Motion
  8. Developing a Budget: Using the MoneyCoach Online Tool to Create, Monitor, and Manage Your Financial Plan
  9. Developing a Behavioral Strategy: Creating Guardrails to Help Stick to SMART Financial Goals
  10. Establishing a Coaching Schedule: Collaborate to create a plan and a schedule for working together


FREE Financial Audit Session → 20 minutes
The Financial Audit (Q&A) session is a chance for us to get to know each other and determine if we are a good fit.

Discovery Session:  90 minutes
A Discovery Session is a strategy meeting focusing on one or two particular issues you would like to address. 

Sessional Packages:  Financial Coaching System & Tools
Packages feature the MoneyCoach online budgeting tool along with my structured coaching system.  In addition to MoneyCoach online budgeting tool, you also receive unlimited email & text support.  Much of the work happens between sessions, so you’ll have a direct line to me for any needed support.  Discounted hourly packages are available starting from 8 sessions to 3 sessions packages.   

Schedule a FREE Call   or  for more information, Email me at

Life-Long Learning: The Key to Achieving Financial Wellness

Life-long learning is critical for achieving financial literacy, wellness, and confidence. By continuously educating ourselves about personal finance, we can develop the knowledge and skills necessary to make informed financial decisions and take control of our financial futures. Additionally, staying informed about changes in the financial landscape and adapting to new technologies and tools can help us to identify new opportunities for financial growth and savings. Furthermore, as our personal and professional circumstances change over time, ongoing learning enables us to stay ahead of the curve and adapt our financial strategies accordingly. By embracing life-long learning, we can build financial literacy, wellness, and confidence, which are essential for achieving our financial goals and living a comfortable and secure life.


Wealth is NOT a function of how much money you make, 
but a function of how much you spend, save and invest!


As a member of the Financial Coaches Network, I have access to a proprietary Knowledgebase of advanced personal finance topics designed to help financial coaches better serve their clients.

The Knowledgebase was developed by Joshua Escalante Troesh, CFP; a Tenured Professor of Business and Personal Finance who has written personal finance curriculum adopted by multiple community colleges and approved by the Cal State University system’s Chancellors Office for meeting General Education requirements for all Cal State Universities.

Safeguard Yourself Against Identity Theft | Protect Yourself and Your Loved Ones!

Identity Theft is a growing problem. Scammers know how to take full advantage of our fears and emotional triggers. They are sophisticated and deceptive and they have are exceptionally creative con artists. Scams come in so many creative shapes and sizes. Knowing how to spot them and how to safeguard yourself and your loved ones is a critical life skill and is a component of financial literacy.  Scammers already know a great deal about us. It’s shocking how much of our data is out there hidden in the Dark Web. While most of us spend our time within the Visible Web, this hidden web called the Dark Web is full of well organized criminal activity and loaded with databases of our personal information.  It’s best to assume that they have access to and know enough about you to engage you and manipulate you. By being aware of the potential risks and signals, and taking proactive steps to protect ourselves, you can minimize our vulnerable surface area. There is no 100% guarantee protection, but what you can minimize your exposure to becoming a victim. Schedule a Clarity Call Today to discuss ways we can work together to protect you and your loved ones!